If you’re a Discover credit card holder and an Amazon shopper, you might be in luck. That’s because Amazon currently has a targeted promotion that can help you save money on many products sold by the online retailer when you use cash back points from select Discover cards. But this offer ends on December 31, so if you haven’t taken advantage of it yet, you only have a few days left.
Depending on which offer you’re targeted for, you can score as much as $30 off a $150 purchase on most products sold directly by Amazon. Some card holders are seeing $10 off a $50 purchase, and others are getting $15 off a $100 purchase.
If you’re eligible for any of these offers, you’ll need to use Discover cash back to pay for at least a portion of your purchase at checkout to trigger the discount. But there are a number of steps you need to follow first to actually lock in the savings from one of these offers, so we’ve put together a step-by-step guide to ensure you’re getting every penny.
For starters, in order to potentially be targeted for this promotion, you must have a Discover credit card. These include the Discover it® Cash Back, the Discover it® Miles and the Discover it® Chrome.
If you have one of these cards but haven’t connected your Discover card to your Amazon account, you’ll need to link your two accounts. Log in to Amazon and add your Discover card as a payment method, then look for the option to enroll in “Shop with Points” under the “Your Account” tab (or click here to get to Shop with Points). On the next screen, click the “Enroll” button for the Discover card you just added.
Once your accounts are linked, you’ll need to click here to check if you’re eligible for an offer. Since these are targeted promotions, you might see a message saying that you’re not eligible, even if you have a Discover card connected to your Amazon account. But if you just enrolled in “Shop with Points,” you may need to wait 24 hours for Amazon’s records to refresh before being able to see an offer.
If you’re eligible, make sure to activate your offer by clicking on the “Activate promotion” button. You can then shop at Amazon as you normally would, but during the checkout process, you’ll want to select your linked Discover card as your payment method.
You’ll then need to apply at least 1 Discover cash back point to pay for your purchase to trigger the discount. Amazon might automatically default to applying points for the full purchase amount, but you can manually change it and designate the number of points you want to apply toward your purchase — as little as 1 point if you want. The rest of the purchase can then be paid for with your Discover card.
Fortunately, you’ll get the same value when redeeming your Discover cash back at Amazon as you’d receive if you chose a statement credit redemption instead. Basically, $1 in cash back equals $1 at Amazon, which means you’re getting the same 1 cent per point. This is a much better value than what you’d receive when using American Express or Chase points, who often run similar Amazon promotions for their own card members.
Once you’ve applied at least 1 point to your payment, you’ll see the discount added to your order, but keep in mind you’ll only see the discount on items sold directly by Amazon, not most third-party sellers.
For these promotions, you’ll need to place a single order with the minimum purchase amount to see the savings appear when you apply Discover points. So for the $30 offer, you need a minimum of $150 in items sold by Amazon in your cart, while the $10 offer requires at least $50 worth of items, and you need $100 in items to get the $15 discount to appear with that offer.
Any of these promotions will save you money, but let’s look at a few examples to see how the discount works using the $30 off $150 offer, since that’s potentially the most lucrative of the three promotions.
As of this writing, Amazon has the TCL 40-Inch 1080p Roku TV on sale for just $199.99. But you can snag this LED television for just $169.99 plus taxes and shipping once the $30 Discover discount is applied.
Or, if you’re looking for something more on the go, right now these Apple AirPods Pro are available for $199. Add in the $30 Discover discount and the price drops to $169 before taxes and shipping.
You can even pair these promotions with many of Amazon’s holiday deals or any of its other money-saving offers, like saving $20 when you spend $60 on select beauty products.
While these Discover discounts don’t apply to Amazon gift cards, they do apply to many other third-party gift cards that Amazon sells. And Amazon literally has hundreds of options, including retailers that might be useful right now such as Netflix, DoorDash, Safeway and more.
So even if you don’t have anything you need at Amazon at the moment, you can buy a gift card for yourself using the discount and bank the savings for later.
If you’re not targeted for any of these particular Discover promotions, keep checking back, as sometimes previously ineligible customers are suddenly eligible. Similar offers also re-surface throughout the year, so there’s a chance you’ll be able to receive savings at another point down the line.
You can also see if you’re eligible for a similar promotion Amazon currently has on American Express cards that could score you a discount if you’re targeted. There’s also a Chase offer for $10 off a $30 purchase, a Citibank offer for $20 off a $50 purchase and Capital One has its own promotion for its credit card holders at Amazon right now.
If you happen to be eligible for both one of the Discover offers and an offer with another credit card, you could be looking at a total of well over $50 in savings. But keep in mind that you can’t combine points from different credit card programs on a single purchase.
And if you don’t have any of these credit cards, make sure you check out our guide to be sure you’re using the best credit card for Amazon purchases, even if you can’t get any discounts right now.
With Amazon being a go-to shopping site for many households during the holidays, this promotion is the perfect way to save money if you’re eligible. So make sure you take a look if you’re a Discover credit card holder, and if you’re targeted, get your discount when you buy from Amazon by December 31!
Check out CNN Underscored’s list of the best holiday gifts to give (or get) this year.